Gotcha Andy, thanks. I have shared your comments with my insurance agent and they in turn shared with the insurance company. Based on your succinct explanation of what the IDS and DE programs are all about, the fact that I am a long time customer of this insurance company with a spotless driving record and my age (a very young at heart 66), they have confirmed my existing policy will cover my involvement in the IDS on Aug 14th and should there be room in the Aug 15th and 16th novice DE event they will cover me on that as well. They suggest any further events that I may want to participate in will be subject to review of the particulars of each event, a requirement that I consider completely fair.
Thanks so much for helping me explain exactly what the nature of these events and their purpose is all about. Very much appreciated!